RetireSmart is an educational planning tool. All projections, estimates, calculations, and suggestions are for informational and illustrative purposes only. Nothing in this software constitutes financial advice, investment advice, tax advice, or legal advice. The creators of RetireSmart are not registered investment advisors, financial planners, tax professionals, or attorneys.
State tax rates, Social Security taxation rules, contribution limits, and Medicare premium figures shown in this software are based on publicly available information and may not reflect your personal tax situation, recent legislative changes, or local rules. Consult a qualified tax professional for advice specific to your circumstances.
Credit card reward rates, annual fees, signup bonuses, and benefit information may be outdated or inaccurate. Offers change frequently. Verify current terms directly with card issuers before making any decisions based on this information.
All mortgage, auto loan, student loan, and rent vs. buy calculations are simplified models. They do not account for all costs, fees, individual credit situations, or market conditions. Consult a licensed financial advisor, mortgage broker, or real estate professional before making any major financial commitments.
Information about international retirement destinations, visa programs, and foreign tax treatment is general and may be outdated. Immigration law and tax treaties are complex. Consult an immigration attorney and international tax specialist before making any decision to retire abroad.
RetireSmart is provided "as is" without warranty of any kind. AshborneProjects / Pintobo LLC is not liable for any financial decisions made based on this software. Use at your own risk.